If you are a home owner having some equity in it, you have before you some of the best debt consolidation moves that are quite uncomplicated as well as inexpensive.
Consider the option of a home equity loan. A home equity loan has a couple of great advantages: first, it comes with a fairly reasonable interest rate and second, the interest you are required to pay is tax-deductible. Normally, a fixed-rate loan carries a 15-year term and the borrower has to pay an origination fee ranging from less than a hundred to several hundred dollars. The borrower is also required to pay the cost of an appraisal and title insurance.
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